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How It Works
Simple materials. Simple financing. More cash kept in your project.
1. Choose Your Materials
Shop the products you need for your renovation.
Browse our curated catalog of Heavy Commercial SPC Vinyl Plank ($3.56/sqft), Good Tier Red Oak ($5.12/sqft), and Better Tier White Oak ($5.97/sqft). Free sample swatches • $15 shipping per package of up to 3 via USPS Ground Advantage to verify finishes on-site.
2. Select Rehab Loan Advance at Checkout
Finance 100% of material costs with zero out-of-pocket cash today.
Select "Center Street Lending Loan Advance" as your payment method. Simply enter your active CSL Loan Number or Property Address. FixFlip advances the material and freight cost at your existing interest rate.
3. Fast Integrated Draw Verification
Direct lender integration with Center Street Lending for streamlined order processing.
Our system confirms your active loan status and available draw budget with Center Street Lending. Once verified, materials are released immediately from the warehouse for scheduled 1-week direct jobsite freight delivery.
4. Complete Your Renovation
Keep liquid capital in your operating account for labor and unexpected costs.
Install premium, high-yield materials that maximize appraisal value upon completion. No monthly material loan payments during construction.
5. Repay at Property Exit
Pay off materials when your project sells or refinances.
The material advance is simply repaid out of escrow proceeds when you sell the flip or refinance into long-term DSCR/permanent financing.
Simple materials. Simple financing. More cash kept in your project.
Designed exclusively for active real estate investors, fix-and-flippers, and licensed general contractors partnering with Center Street Lending.
FixFlip vs. Traditional Supply Purchasing
Why top real estate investors choose FixFlip + Center Street Lending
| Feature | FixFlip + Center Street Lending | Traditional Flooring Distributors |
|---|---|---|
| Financing Integration | 100% CSL Rehab Draw Advance ($0 upfront cash today) | Credit card, cash on delivery, or high-interest trade credit |
| Material Quality | Heavy Commercial 20mil SPC & Engineered Hardwoods | Varies; retail grades often thin 6–12mil wear layers |
| Pricing Transparency | True wholesale contractor rates with bulk volume tiers | Retail markup with opaque contractor discounts |
| Jobsite Delivery | Curbside liftgate & pallet jack drop directly to flip property | Warehouse pickup required or third-party freight coordination |
| Ordering Speed | 100% online in minutes with automatic draw billing | Multiple sales reps, invoice quotes, and credit applications |
Frequently Asked Questions
How does Center Street Lending draw financing work?
When you select "Center Street Lending Draw Advance" at checkout, you enter your active CSL loan number or property address. Our team verifies your available draw budget, and FixFlip invoices CSL directly. Materials are released immediately with zero out-of-pocket cash from you.
What if I don't have a loan with Center Street Lending?
FixFlip is open to all builders and contractors! You can purchase our wholesale flooring at the same builder-direct rates using any major credit/debit card via our secure Stripe checkout.
When does the $2,000 order minimum apply?
The $2,000.00 minimum order amount is only applicable if you are integrating the material spending into your Center Street Lending rehab loan advance. Direct cash/card purchases and free sample swatches ($0.00) have no loan minimum.
How quickly do materials arrive on site?
All catalog SKUs are ready to ship. Once draw verification is complete, materials are dispatched via commercial liftgate freight and arrive at your project curb in approx. 1 week.