CENTER STREET LENDING BORROWERS Advance materials through your existing Center Street Lending loan. Learn How →
Official Materials Financing Partner: Center Street Lending • Advance materials through your existing loan

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In partnership with Center Street Lending
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Center Street Lending Financing Partner

Buy Your Materials Without Using Your Cash

FixFlip advances eligible renovation materials through your existing Center Street Lending loan at the same interest rate you’re already paying.

Shop Materials → How It Works
CSL Material Advance Zero Cash Required
Renovation Loan Active CSL Rehab Loan
Financing Rate Matched to Existing Loan Rate
Material Cash Needed Today $0.00
Jobsite Dispatch Direct Curbside Freight
Advance remains tied to your existing loan until payoff.

Same Loan Rate

Pay the same interest rate already on your CSL loan. No separate markups or surprise loan fees.

No Material Cash Upfront

$0 out-of-pocket required to order your renovation finishes. Keep cash available for labor.

Direct Jobsite Delivery

Scheduled commercial freight with liftgate and pallet jack unloading directly to your project.

Unopened Box Credits

Return eligible unopened boxes for credit so you aren’t stuck paying for material your project didn’t use.

BORROWER WORKFLOW

How It Works

Five clear steps to procure commercial renovation materials without draining your cash.

STEP 01

1. Choose Your Materials

Pick the products your renovation needs from our curated commercial collections.

STEP 02

2. FixFlip Advances the Cost

Eligible purchases are advanced through your existing loan at the same interest rate.

STEP 03

3. We Deliver

Materials are delivered directly to your project with curbside pallet-jack unloading.

STEP 04

4. Build Your Project

Install your materials while keeping more of your own cash available for labor.

STEP 05

5. Repay Through Your Loan

The advance remains tied to your existing loan until payoff at final project sale.

CAPITAL PRESERVATION

Preserve Your Cash

Instead of paying for materials out of pocket, use the financing already available through your project.

Keep Liquid Capital: Maintain reserves for contractor labor, permit fees, and structural contingencies instead of tying it up in material boxes.

No Financing Surcharge: Advance rates are matched dollar-for-dollar to your existing loan interest rate with zero extra points or markups.

Simplified Accounting: All material advances are itemized and reconciled directly into your project statement until property sale.

Illustrative Renovation Order CSL Active Loan
Material Order Total $25,000
Existing Loan Rate 9.25%
FixFlip Advance Rate 9.25%
Cash Needed for Materials Today
$0 out-of-pocket at checkout
$0

Direct Jobsite Delivery

FixFlip coordinates delivery directly to your project, including pallet-jack unloading where available. Delivery pricing should be shown clearly before checkout and should not appear as a surprise charge.

  • Scheduled curbside freight directly to your active jobsite
  • Hydraulic liftgate and electric pallet jack equipment included
  • 100% transparent freight quotes presented prior to order submit

Ordered Extra? No Problem.

Eligible unopened boxes can be returned for credit, so you aren’t stuck paying for material your project didn’t use.

  • Order adequate 10% waste contingency with zero anxiety
  • Full, factory-sealed unopened cartons are eligible for credit
  • Credit credited back against your material advance balance
LENDING INTEGRATION

Designed Around Center Street Lending Borrowers

FixFlip was built to eliminate the liquidity strain, retail markups, and draw lag common in residential renovation financing. We communicate four core ideas:

01

Buy below retail.

Contractor-direct pricing on commercial SPC vinyl and engineered hardwood without retail middlemen markups.

02

Use your existing loan.

Advance materials through your active Center Street Lending loan at the same interest rate you're already paying.

03

Keep your cash.

Preserve liquid bank funds for contractor payroll, unexpected structural items, and daily project operations.

04

We deliver it to the job.

Scheduled curbside freight delivery directly to your jobsite with liftgate and pallet-jack unloading included.

BORROWER QUESTIONS

Frequently Asked Questions

Answers to common questions about advancing renovation materials through your CSL loan.

How does FixFlip advance materials through my existing loan? +
FixFlip partners directly with Center Street Lending. When placing your order, select the loan advance option and enter your active CSL loan number. The cost of materials and freight is tied into your existing loan at the same interest rate you are already paying, requiring $0 cash out of pocket today.
Is the interest rate really the same as my existing loan? +
Yes. There is zero interest rate markup and no separate financing application fee. You pay the exact same rate agreed upon with Center Street Lending for your rehabilitation loan.
What information is needed during checkout? +
You only need your active Center Street Lending loan number, your contractor contact information, and the jobsite delivery destination. No separate credit checks or bank statements are required.
How does direct jobsite delivery work? +
Orders are shipped via commercial freight carrier directly to your project within 1 week of advance authorization. Delivery trucks arrive equipped with hydraulic liftgates and pallet jacks to unload pallets directly to the curbside or driveway. Delivery fees are shown clearly before checkout with no surprise charges.
How do unopened box returns work if we order extra? +
We encourage ordering a 10% waste contingency. If you finish your project with extra, undamaged, unopened cartons in their original packaging, you can return them for project credit applied directly against your advance balance.
Can I order physical sample swatches before placing full pallet orders? +
Yes! You can order individual cut sample swatches for $5.00 each on any product page. Swatches are shipped directly to your door so you can verify color, grain, and thickness on-site before ordering.

Buy Your Materials Without Using Your Cash

Advance eligible renovation materials through your existing Center Street Lending loan today.

Shop Materials → How It Works
Contractor Support • (949) 705-4300 • support@fixflip.com