PARTNER ADVANCE Center Street Lending Borrowers — Advance eligible materials through your existing renovation loan. Learn How →

Center Street Lending Financing Partner

Buy Your Materials
Without Using Your Cash

FixFlip advances eligible renovation materials through your existing Center Street Lending loan at the same interest rate you’re already paying.

Shop Materials → How It Works

CSL Material Advance Approved CSL Advances

Renovation Loan Active CSL Rehab Loan

Financing Rate Matched to Existing Loan Rate

Material Cash at Checkout $0.00

Jobsite Dispatch Direct Curbside Freight

Advance tied to your active CSL renovation loan until final project payoff.

Same Loan Rate

Pay the same interest rate already on your CSL loan. No separate markups or surprise loan fees.

No Material Cash Upfront

$0 out-of-pocket required to order your renovation finishes. Keep cash available for labor.

Direct Jobsite Delivery

Scheduled commercial freight with liftgate and pallet jack unloading directly to your project.

Unopened Box Credits

Return extra unopened cartons per published policy so you aren’t stuck paying for unused materials.

BORROWER WORKFLOW

How It Works

Five clear steps to procure commercial renovation materials without draining your cash.

STEP 01

1. Choose Your Materials

Pick the products your renovation needs from our curated commercial collections.

STEP 02

2. FixFlip Advances the Cost

Eligible purchases are advanced through your existing loan at the same interest rate.

STEP 03

3. We Deliver

Materials are delivered directly to your project with curbside pallet-jack unloading.

STEP 04

4. Build Your Project

Install your materials while keeping more of your own cash available for labor.

STEP 05

5. Repay Through Your Loan

The advance remains tied to your existing loan until payoff at final project sale.

CURATED FINISHES

Preserve Your Cash

Instead of paying for materials out of pocket, use the financing already available through your project.

Keep Liquid Capital: Maintain reserves for contractor labor, permit fees, and structural contingencies instead of tying it up in material boxes.

No Financing Surcharge: Advance rates are matched dollar-for-dollar to your existing loan interest rate with zero extra points or markups.

Simplified Accounting: All material advances are itemized and reconciled directly into your project statement until property sale.

Illustrative Renovation Order CSL Active Loan

Material Order Total $25,000

Existing Loan Rate 9.25%

FixFlip Advance Rate 9.25%

Cash Needed for Materials Today

$0 out-of-pocket at checkout

Illustrative example only. Eligibility, available loan funds, rates, and approval are subject to the borrower’s existing loan terms.

LOGISTICS & PEACE OF MIND

Delivery & Returns

Reliable jobsite freight and straightforward return policies designed for renovation schedules.

Direct Jobsite Delivery

FixFlip coordinates delivery directly to your project. Delivery pricing is calculated transparently before checkout so there are no surprise freight fees.

Scheduled curbside delivery directly to your active jobsite
Delivery equipment includes liftgate and pallet jack where site conditions permit (paved, level surface required)
100% transparent freight quotes presented prior to order submission

Ordered Extra? Return Unopened Cartons

Undamaged, unopened cartons in their original factory packaging may be returned for project credit in accordance with our published return policy.

Order adequate 10% contingency with confidence
Full, factory-sealed unopened cartons are eligible for credit
Returns subject to published policy terms, return freight, and restocking guidelines
Approved credit is applied back against your material advance balance

BORROWER QUESTIONS

Frequently Asked Questions

Answers to common questions about advancing renovation materials through your CSL loan.

How does FixFlip advance materials through my existing loan? +

FixFlip partners directly with Center Street Lending. When placing your order, select the loan advance option and enter your active CSL loan number. The cost of materials and freight is tied into your existing loan at the same interest rate you are already paying, requiring $0 cash out of pocket today.

Is the interest rate really the same as my existing loan? +

Yes. There is zero interest rate markup and no separate financing application fee. You pay the exact same rate agreed upon with Center Street Lending for your rehabilitation loan.

What information is needed during checkout? +

You only need your active Center Street Lending loan number, your contractor contact information, and the jobsite delivery destination. No separate credit checks or bank statements are required.

How does direct jobsite delivery work? +

Orders are shipped via commercial freight carrier directly to your project within 1 week of advance authorization. Delivery trucks arrive equipped with hydraulic liftgates and pallet jacks to unload pallets directly to the curbside or driveway where paved, level surface conditions permit. Delivery fees are shown clearly before checkout with no surprise charges.

How do unopened box returns work if we order extra? +

We encourage ordering an adequate 10% waste contingency. If you finish your project with extra, undamaged, unopened cartons in their original packaging, you can return them in accordance with our published return policy terms, with approved credit applied directly against your advance balance.

Can I order physical sample swatches before placing full pallet orders? +

Yes! Free sample swatches • $15 shipping per package of up to 3 via USPS Ground Advantage. Swatches are shipped directly to your jobsite or office so you can verify color, grain, and thickness on-site before ordering.

GET STARTED TODAY